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Insurance

Background

Following requests by some societies affiliated with constituent members of the Federation, a number of insurance schemes providing affordable insurance cover for not-for-profit organisations have been investigated. Unfortunately, most of those proved impractical or unsatisfactory for one reason or another.

The Federation draws the attention of societies to the Local Community Insurance Services (LCIS) offered through Local Government Risk Services, a division of Jardine Lloyd Thompson Pty Ltd (JLT). The LCIS provides a broad range of insurance products that have been tailored to meet the specific needs of community group clients. This scheme is supported by The Local Government Association of South Australia, Local Government Association of Queensland, Western Australian Local Government Association and the Municipal Association of Victoria.

Historical societies qualify for cover under the LCIS

Insurance is available for community and Not For Profit Organisations (NFPOs) who have the following characteristics:

• Provide services to the broader community;

• Have an annual turnover/funding less than $5,000,000;

• Does not distribute profits to its members;

• Located in New South Wales, Australian Capital Territory, South Australia, Queensland, Northern Territory, Victoria or Western Australia;

• Comprises mainly of "volunteer" members; and

• Provide a public benefit or serve a charitable purpose.

The Kalamunda Historical Society in Western Australia is insured under this Scheme and is happy with both the cost and the coverage.

Quotations can be obtained by filling out the online quotation application form. However, if you would like to make enquiries with LCIS about insurance for your community group or are unable to obtain a quote through the online system we suggest you contact them by phone 1300 853 800 or fax 08 8235 6448.

When calling they need to know about your group to understand what you need. If possible please have the following information available:

• What do you do?

• How many members do you have?

• What is your annual turnover?

• Where are you located?

• What is your claims history and who has been your insurer over the past 5 years?

Before doing this it is recommended that you visit the LCIS website at www.localcommunityinsurance.com.au/profile.aspx

IMPORTANT DISCLAIMER
Although the Federation of Australian Historical Societies provides the above information in good faith, the Federation expressly DISCLAIMS responsibility for liability for any loss or damage suffered by anyone who relies upon the above information. Anyone considering acting upon the information must seek advice applicable to their particular circumstances from their own independent professional adviser.